You can pay us in Bitcoin. Website builds, managed hosting, local SEO, Google Ads management, listings and citation work, all of it. Nothing about the work changes. The only thing that changes is the rail the money travels on.
This page covers two things: how a Bitcoin payment works if you want to pay us that way, and what you actually need to think about if you want to start taking it from your own customers. The second part is where most of the useful information is, so skip ahead if you are here for that.
How Paying Us in Bitcoin Works
- Say the word. Mention it when we send your proposal, or just reply to your next invoice and ask for a Bitcoin payment request.
- We still quote in dollars. Your build price, your monthly plan, your ad management fee, all priced in USD like everybody else. The payment request converts that dollar amount at the rate when it goes out.
- You send from any wallet. The request carries an address and a QR code, so paying from a phone takes about fifteen seconds.
- Confirmation is quick and final. Payments usually confirm in minutes, including on a Sunday, and once confirmed there is no pending window and no reversal.
- You get a normal receipt. We record the US dollar value at the time of payment and credit your account that amount, so your books stay in dollars.
One Thing We Do Not Do
We do not quote in Bitcoin. Scope and price are agreed in dollars, then paid in BTC. Pinning down one price for one scope is hard enough without the number moving mid project.
Why We Take It
Two practical reasons. Card and bank rails settle on their own schedule: business days, holidays, the occasional hold. A Bitcoin payment lands in minutes whenever it is sent. And it is final, which means no chargeback landing months after a site is built and launched.
The third reason is simpler. If a client wants to pay this way, saying yes costs us nothing.
Should You Take Bitcoin From Your Own Customers?
Straight answer for a local service business: offer it as an option, do not build a plan around it. Most homeowners are going to pay by card, check, or bank transfer, and adding Bitcoin will not change that mix much. What it does give you is a clean answer for the customer who asks, and it costs almost nothing to have ready.
Where it genuinely earns its place:
- Large invoices. Percentage based card fees on a five figure job are real money. A flat network fee is not.
- Chargeback exposure. If you have ever lost a dispute on a job you finished, you already understand the appeal of a payment that cannot be pulled back.
- Out of area clients. No currency conversion, no wire, no waiting for a bank on the other side to open.
- Customers who care about it. It is a small group, but it is a group that notices who says yes.
What You Need to Set It Up
There are two paths, and they trade convenience against control.
You can run a wallet you control and take payments directly, which costs almost nothing and requires you to actually manage your own keys and backups. Or you can use a payment processor that generates the invoice, takes the payment, and deposits dollars in your bank account. The processor charges a small fee and takes an afternoon to wire up. For most contractors, the processor path is the right call, because the point is getting paid, not learning key management on live revenue.
- Decide hold or convert on day one. Either payments convert to dollars the moment they land, or they stay in BTC. If your payroll and material costs are in dollars, convert. If you choose to hold, understand that you have taken on price exposure on your own revenue.
- Use cold storage for anything you keep. A hardware wallet keeps keys offline. You do not need one for day to day operations, you need one the day the balance gets meaningful.
- Set up the record keeping before the first payment. Whatever tracks your books needs a place for the dollar value of every crypto payment on the day it arrived.
Where It Shows Up for Customers
Once you can take it, make it visible in the three places people actually pay you: the checkout on your website if you sell anything online, your invoices, and the paperwork you hand people in person. An address and a QR code on the invoice is enough for a phone payment. A printed QR in the estimate folder covers the in person case.
Then update your contract. Name Bitcoin as an accepted method and spell out three things: how the exchange rate is set, how long a quoted BTC amount stays valid, and what a refund looks like.
Settle the Refund Question First
Bitcoin payments do not reverse. That is the feature and it is also the catch. Write down your policy before you take the first payment: refund in dollars at the original invoice value, refund the same amount of BTC you received, or issue a credit toward future work. All three are defensible. The one thing that is not defensible is working it out live in front of an unhappy customer. Put it next to your deposit terms and be done with it.
The Tax Part Everyone Skips
In the US, the IRS treats crypto as property rather than currency. That has a few consequences worth knowing before you accept a dollar of it.
- Getting paid is income. Record the fair market value in US dollars on the day it arrives and report that amount, the same as cash.
- Converting later is a separate event. If it is worth more when you sell than when you received it, that difference is a gain. If it is worth less, that is a loss.
- Paying people in it does not skip the forms. Paying a subcontractor or vendor in crypto does not remove your normal reporting obligations, and the dollar thresholds change, so check the current year with your accountant. Report the dollar value, not the coin amount.
- Log it the day it happens. Date, amount of BTC, dollar value at that moment, who sent it, and what it paid for. Reconstructing a year of prices in April is miserable and easy to get wrong.
- Quarterly estimates get harder. The dollar value of what you were paid keeps moving after you were paid. If crypto becomes a real share of revenue, work that into your estimates instead of guessing.
- State rules vary. Use a CPA who has already filed returns with crypto on them, not one who is willing to learn on your dime.
Rule of Thumb
If you cannot produce a dated dollar value for every crypto payment you have received, you are not ready to accept it yet. Fix the bookkeeping first, then turn it on.
The Honest Summary
Bitcoin is not going to transform your service business. It is a payment method. It settles fast, it does not reverse, it costs very little to offer, and it creates a bookkeeping obligation you have to take seriously. That is the whole story, and it is enough of a reason to have it available.
On our side, it is already available. If you would rather pay for a build, a hosting plan, or a local SEO plan in BTC, that option is on the table and always has been.